Archive for September, 2008

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September 28, 2008

Tips & Tactics Evidence Admissibility and Discovery …
Don’t let the lawyer on the other side throw you a curve ball by
objecting to your pre-trial evidence discovery requests on the grounds
that the information you seek will not be admissible at trial.

It doesn’t have to be admissible!

Mark my words and don’t let the lawyer trick you into giving up!

If you spend much time fighting lawyers over the facts you need to win
your case, sooner or later they’ll object to your discovery requests on
the grounds that the information you’re trying to get is
not “admissible” … and you’ll win the court’s favorable decision if
you remember what Jurisdictionary teaches.

You have five (5) tools to discover evidence before trial.

- Requests for Admissions
- Requests for Production
- Interrogatories
- Depositions
- Subpoenas and other Court Orders
Pre-trial evidence discovery is not bound by trial rules!

Once you get to trial (if you don’t use Jurisdictionary to win your
case before trial) every piece of evidence you try to present to the
court must be admissible evidence … or the court will keep it out.

During the pre-trial discovery phase of your case, however, the facts
you seek do not have to be admissible … so long as they are
reasonably calculated to lead to the discovery of evidence that will be
admissible at trial … (if you don’t use Jurisdictionary to win your
case before trial).

Check your local court rules and you will find this is true. You may
have to teach the judge what’s-what, but the rules are clear. Facts you
seek during pre-trial discovery do not have to be admissible if they
are reasonably calculated to lead to the discovery of facts that will
be admissible evidence when presented at trial.

Trap crooked lawyers in their own web of deceit.

Learn the rules and how to use them wisely to win your case!

Order our case-winning 24-hour Jurisdictionary step-by-step self-help
for non-lawyers course now and learn how easy it is to control crooked
lawyers … and win your lawsuit!

It’s easy with Jurisdictionary.

It takes just 24 hours to learn how to win!
… Dr. Frederick D. Graves
Win with Jurisdictionary!
Learn lawsuit procedure in 24-hours … step-by-step.
Our affordable 4-CD self-help for non-lawyers course includes:

- 5-hour video CD simplifies the process of litigation
- 2 audio CDs present practical tactics and procedures
- 15 in-depth tutorials on a 4th CD lay out the basics
- Free laminated EasyGuide to the Rules of Court
- Includes Shipping & Handling
- Instant On-Line Access while CDs are in the mail to you Discover what
thousands know: Jurisdictionary Works!
Save legal fees! Control judges! Defeat crooked lawyers!
www.Jurisdictionary.com
Ask anyone who has our course. “Jurisdictionary Works!”
Call Toll Free for details: 866-Law-Easy
Earn Extra Income Helping Others! Lead a Local Jurisdictionary Chapter
Complete our 24-hour course, then teach others how to win! Lead a local
Jurisdictionary Chapter in your home town. Receive $50 for each course
members purchase through you.
Your only cost is the price of our affordable self-help course.
Our motto is Justicia Omnibus… “Justice for All”
Email us for more information or visit the link above.
Jurisdictionary PMB-11185428 Childers StreetPensacola, Florida
32534USA Listen to the Creditwrench Radio Show Monday nights at 10:00
P.M. Central Time.

The Call in number for the show is (914) 803-4464

Get in on our regular Friday night Creditwrench Conference call. The
call starts at 7:00 P.M. Central time. The call in number is (712)
432-1601 and the pin number is 508548#

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September 25, 2008

Question: Hello, I got information today from a home investor that LB&N
had some type of lien or had attached an $8000.00 dept to my home, I am
trying to avoid foreclosure, and am trying to sell fast, as I also have
a new job which will have me out of state for 4 weeks starting the 5th
of OCT. Any way that $8000.00 would come out of the price I do get for
the house, problem is I am getting less than that after pay off.I have
not received any certified mail regarding this, and the last piece of
mail I did receive was back in 2002 or 2003, it was for a repossessed
car in 2002. I want to call this place tomorrow and ask if they will
take less, but after google searching their name to get a phone number
and running across nothing but the words “scam” “rip off” and many
other negative reports filling the entire first page of the search
window I am a bit hesitant. Please I need good
advice.Answer:creditwrenchI certainly would advise against contacting
LBN in any way because judgments have a 5 year statute of limitations
in Oklahoma. If there has been no collection activity for 5 years after
the judgment as entered against you then there is no judgment against
you. It is null and void and unenforceable. The fact of the lien may
make that a different story but although I don’t know what the length
of time a lien can remain on a property may be in Oklahoma I think
there is a limit on that too. You can do your research on Oklahoma
liens here –Oklahoma Statute on LiensI would be very hesitant to label
LBN as some websites may have done. They hardly fall under the scam
classification regardless of what many of their victims may say about
them. While indeed they are one of Oklahoma’s most aggressive law firms
that fact does not make them scam artists by any means.You say you are
trying to avoid foreclosure by selling the home before it happens? That
isn’t going to be easy to say the least. If you are going to get less
than you owe out of the home then the lender isn’t going to let the
sale go through. Seems you have some real problems going on and you are
going to need some real help if you can’t pull out of the foreclosure
situation by bringing the not up to date or working something out with
the servicer.Who is the purported lender in your case? The reason I
say “purported” lender is that as you may well know by now is that the
note may have been sold on the securities and exchange market.You not
only need to get busy trying to get those payments up to date or doing
something but you also need to get up to speed on the mortgage meltdown
situation and how that works.The problem also is that while the
proposed massive cash influx into the financial arena may shore things
up for a while the crash that the politicians are currently trying to
stave off isn’t likely to work and the economy will crash no matter
what they do. If the American economy crashes it will probably make
such a huge impact on the entire world that other countries will also
see their economies crash setting off a global depression the likes of
which are almost unimaginable.It also is not an economic crisis it is
also a worldwide food shortage that confronts us at the same time.
Although most don’t understand the full scope of the world’s problems
today I think they will soon enough and the tasting of it will not be
good for anybody.I’ve been predicting the oncoming crash for the last
two years now. The pinch was actually starting to be felt a year ago in
July and maybe even before that. What congress is now proposing as a
cure is nothing more than a small bandaid on a gaping wound. Secretary
Henry Paulson recently stated that if they don’t get this legislation
passed in a hurry the situation will soon escalate to the point where
companies cannot even pay their employees and will have to close their
doors. I predict that is going to happen no matter what they do because
it will become a chain reaction. Defaults on credit card debt and
automobile loans are escalating rapidly as well. When it is all said
and done there won’t be enough money in all the world to contain the
mess.I know you don’t want to hear that there may well be no escaping
the foreclosure but I would start thinking in those terms while doing
all you can to keep it from happening. I’d starto learning how to fight
the foreclosure before it starts happening. As soon as it does you will
start getting letters from scam artists telling you that they can save
your home from foreclosure with their so called mortgage fraud programs
and mythical attorneys who will go to court and fight for you. I know
of most if not all of those scam artists here in Oklahoma. I’m working
with some of the victims of those scams now.What happens is that the
scammers will have you sign a response to the summons and complaint
that looks like it really ought to get the job done but is actually
nothing but legal gobble-de-gook that will get you nowhere yet cost you
another bundle of money. They will be talking about such foolish ideas
as accord & satisfaction, contributory negligence, duress, Estoppel,
Fraud, illegality, laches, waiver and regaling you with tales about how
their mortgage fraud investigators will scrutinize your mortgage and
find all the fraud and RESPA violations so you can sue the lender for
those violations.They may very well include a long list of
interrogatories, demand for admissions and production of documents and
the whole thing will look very legitimate. When the attorney returns
with a laundry list of cut and past objections they may even be smart
enough to file a motion to compel the plaintiff to comply with those
demands but when the attorney comes back with an objection your scammer
runs out of bullets to fire back with and suddenly they lose interest
in your case and you are left hanging out to dry but the attorney is
still full of fight.The response that the scammers are now providing
also include a laundry list of complaints that they file in a counter
claim. Most of those counter claims might very well be valid complaints
but the proper place to file them is not in local court as a counter
claim but in a federal case against the lender. Local judges don’t want
to hear all that stuff because they are far to busy to go into the
lengthy trials that would ensue if they paid them any attention. Their
remedy is to simply dismiss your counter claims no matter how valid
they may be and move on to give judgment to the plaintiff and you lose.
Of course you lose your property and all the money you invested in that
but you lose any money you paid the scammers as well.The next problem
you face is that since you didn’t know how bad the scammer’s supposed
magical cure really is you also can’t hire an attorney because you
aren’t equipped to know whether they are any better than the scammers
plus they will cost you much more money than the scammers will. One is
as bad as the other.There is a good possibility that you will be facing
LBN all over again or if not them then Baer, Timberlake & company.
Between the two of them they probably do the majority of foreclosures
in Oklahoma.Of course, I don’t know what county you live in but if you
live in Oklahoma County I know most of the judges although not
personally but I do know what they are like and how they treat
defendants. Most are about as friendly as a pack of wolves on a dark
and wintery night.You might want to call in to my Friday night
conference call which starts at 7:00 P.M. central time. The number for
that is 712-432-1601 and the pin number is 508548#. You might also want
to call in to my Monday night Radio talk show. The number for that is
(914) 803-4464 The show starts at 10:00 P.M. central time.


Posted By Creditwrench to All Experts Blog at 9/25/2008 08:48:00 AM

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September 21, 2008

Tips & Tactics Keeping Your Opponent Honest !
True or false? It’s not just about teeth!

Whether you win or lose in court hangs on those words? What do you do
when someone lies on the court record? Do you let it slide by, or do
you attack?

Expect it to happen! People lie. Even under oath.

Whenever it happens – and it will happen – go on the warpath!

For example, responses to your Requests for Admissions (one of your
five evidence-discovery tools) are frequently fabrications. If the
request is properly drafted, there can only be one-of-two answers. The
response is either “True” or “False”.

So, what do you do when you know for certain the item you’ve requested
them to admit is “true”, but they answer “false”?

Thank your lucky stars! You have them pinned … if you know how to use
your other four discovery tools.

Remember: You have five (5) tools to discover evidence.

- Requests for Admissions
- Requests for Production
- Interrogatories
- Depositions
- Subpoenas and other Court Orders
You can use these tools (if you have Jurisdictionary to show you how)
to trap liars in their own web of deceit.

For example, suppose you serve your opponent with a request to admit he
doesn’t have any papers signed by you. If he refuses to admit, you
simply serve him with a request for production, asking him to produce
the papers signed by you.

Sound too simple? That’s because it is!

Order our case-winning 24-hour Jurisdictionary step-by-step self-help
for non-lawyers course right now and learn how easy it is to control
liars … and win your lawsuit!

It’s easy with Jurisdictionary.

You’re just 24 hours away from knowing how to win!
… Dr. Frederick D. Graves
Win with Jurisdictionary!
Learn lawsuit procedure in 24-hours … step-by-step.
Our affordable 4-CD self-help for non-lawyers course includes:

- 5-hour video CD simplifies the process of litigation
- 2 audio CDs present practical tactics and procedures
- 15 in-depth tutorials on a 4th CD lay out the basics
- Free laminated EasyGuide to the Rules of Court
- Includes Shipping & Handling
- Instant On-Line Access while CDs are in the mail to you Discover what
thousands know: Jurisdictionary Works!
Save legal fees! Control judges! Defeat crooked lawyers!
www.Jurisdictionary.com
Ask anyone who has our course. “Jurisdictionary Works!”
Call Toll Free for details: 866-Law-Easy
Looking for Local Chapter Leaders Earn extra income while helping
others learn lawsuit procedure!
Lead a Local Jurisdictionary Chapter
If you’re willing to master our course and teach others how to win,why
not sign up to lead a local Jurisdictionary Chapter?Your Chapter
Members get a discount on our course, andyou’ll receive $50 for each
course purchased by your members.
Your only cost is the price of our affordable self-help course.
Our motto is Justicia Omnibus… “Justice for All”
Email us for more information or visit the link above.
Jurisdictionary PMB-11185428 Childers StreetPensacola, Florida 32534USA


Posted By Creditwrench to creditwrench at 9/21/2008 05:53:00 PM

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September 20, 2008

Credit Card DebtQuestion:Recently I was part of a Debt Reduction
program and our debts went into collections. I misunderstood how the
program worked and after I received a notice from a law firm, I
cancelled the program and began making payment to the debtors.I made
two payments to this law firm for the debt. They made many suggestions
to get money to pay this off…from a retirement account, a personal
loan etc. However, I was not able to secure these funds. So, I spoke
with their firm 2 days ago to set-up another payment arrangement and
told them I could make $400.00 payment.They gave me their mailing
address and then told me that it was their policy to collect the entire
amount. I clearly communicated to them that I could not and that I
could make these payments. I received a call today saying that I had 48
hours to pay in full or they would file a civil suit against me. What
are my options?Answer:Then let them do whatever they think they have to
do.Yes, I know that bit of advice will lead you straight into a lawsuit
against you which you will probably lose no matter what you do.Yes, I
know that sounds scary but there is no need to be afraid of that. All
that is required of you is to learn how to fight them effectively in
court and how to take them to federal court if need be.No need to be
afraid of that either because if you take them to federal court the
chances that you will ever see the inside of a federal courtroom are
slim to none.The reason you need not fear any of the above is that you
can learn how to defend in local court and stand an excellent chance of
controlling the outcome and take them to federal court if for some
reason you can’t control the outcome of the local court.You can easily
learn how to do all of that. For instance I have a student here in OKC
who just got started on a case with Unifund. She has prepared her
validation letter and that is ready to go. Next she will prepare her
response to the court and her certificate of mailing as well as her
interrogatories, demand for admissions and production of documents and
she will easily be ready to file with the court on Monday and send off
to the attorney.She also has a case against her for foreclosure on her
home. She and her husband were both sued so they will wait until after
the home is sold at sheriff’s auction and then when it comes time for
the confirmation of sale hearing her husband will go to the hearing and
put in his objection to the sale. In the unlikely event that his
objections are not heeded he will file a suit against the attorney and
the plaintiff as well. They will be unable to defend against that suit
and the family will win a judgment against the lawyer and plaintiff for
somewhere between $25,000 and maybe as much as $150,000 or more. There
is no way at this time to determine what their damages might actually
end up being. But there have been many instances where defendants have
had cause to go to the confirmation hearing, object to confirmation on
the same grounds and the attorneys can’t seem to get the sale vacated
fast enough because they know what their penalties can amount to if
they allow the sale to go through.After the sale is nullified and the
judgment vacated the property automatically goes back to being owned by
the family so the attorneys must start the proceedings all over again
which they may or may not do. They may decide to negotiate with the
family allowing them to keep their home rather than fighting about
it.Of course, the family will demand that the lawyers seal the judgment
so it never shows up on their credit reports again. (Hows that for
credit repair??)Families in foreclosure like this who succeed in
getting the sale stopped usually end up getting a much better deal out
of their lenders and that is even more likely now with all the mortgage
foreclosure problems that are prevalent today.Of course, not all
families have the same reason to stop the sale as this family has but
there are always other ways to get the job done.You see, I know how to
win. I know how to make lawyers cry a lot and I know how to control
judges who refuse to listen to valid arguments.All you have to do is
learn how to do it so there is no reason to fear getting sued. You can
learn how to do it very easily and economically without hiring
expensive lawyers.


Posted By Creditwrench to creditwrench at 9/20/2008 01:15:00 PM

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September 18, 2008

Today I am bringing you a new Creditwrench feature. A database of
collection agencies in spreadsheet format. This list will be updated
over time as we add more new collection agencies and their contact
information.You can use the tab key to move to the right and shift+tab
to move to the left.


Posted By Creditwrench to creditwrench at 9/18/2008 08:28:00 AM

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September 17, 2008

Process of hearing vs trial. Question: I haven’t been served yet, but
its coming any day. I can get on the internet and see the hearing is
scheduled for October 15Th. Once I get served by the process server i
will immediately file a graduated denial. The quesion I have is , When
dO I ask for discovery?? I want to know how they came to the amount
they say i owe, are they authorized to collec the debt, past invoices,
etc etc etc.If I go to the hearing and deny the debt, can I then ask
for Discovery or a trial at that time? Or is this first hearing the
time where my fate is going to be sealed. I just dont want to show up
and teh judge not allow me request the documents I deserve to see to
validate the debt. Can I ask for a extension at this time? Thanks for
your help. Answer: creditwrench Send all your discovery requests to the
plaintiff’s attorney at the same time you send your denial.The
plaintiff’s attorney will be likely to object to or deny or refuse to
answer as many of your requests as possible. If they don’t object, deny
or refuse to answer any question or demand you might want toFile a
Motion to Compel and set it for hearing. Support your motion with a
memorandum, showing why the judge should compel production. At the
hearing ask the court to enter an Order Compelling Production, giving
the other side a set period of time to respond. If the judge refuses to
do that you might try to demand that the judge recuse himself/herself.
If you do the judge is likely to deny that too. If so then ask for an
in camera hearing on the recusal demand. That is likely to get denied
too. If so you will have to move to the next steps in getting the judge
recused. Getting a judge recused isn’t all that hard to do but it does
take time and know how. You must understand the process and follow all
the steps, taking it to the appellate level if necessary.If they don’t
obey the second order, file a Motion for Contempt and set it for
hearing. At the hearing, if your opponent has not yet produced what he
was ordered to produce, the judge will probably have him jailed on the
spot and kept in jail until the documents are produced.If he isn’t
jailed immediately, the judge may give him a few hours to comply before
issuing an arrest warrant. The goal of every lawsuit is a judgment or
other court orders that favor your cause. The power of a judge’s pen to
order civilian law enforcement officers to take your opponent into
custody if he disobeys the court’s orders is your power to win!You can
make our American legal system work for you. Once you know how to play
your cards the right way. The only real hurdle to getting your way is
having the fortitude to stand up and say the right things at the right
time and in the right way.Know the law and how to use it isn’t rocket
science. Anyone can do it.Anyone can also learn how to take the lawyer
and his client to federal court and win there. Federal court is much
less stressful because you will almost never have to actually see the
inside of a federal courtroom. Most cases are handled over the
internet, by phone or by email so it is much less stressful that way.
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Posted By Creditwrench to All Experts Blog at 9/17/2008 08:41:00 AM

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September 16, 2008

Tips & Tactics Your Contempt Power …
You have power in the pen of a courtroom judge … power to put people
in jail for you if they don’t follow the rules and play fair!

If you want to win your lawsuit, you must know how to use this power to
control your opponent and his lawyers.

Most people never stop to think about why we go to court. They assume a
judgment or other order of the court is all they need, a piece of paper
with some writing on it.

By itself, however, that piece of paper is worthless. The power of
court judgments and orders is the threat of jail time!

Power in your hands … once Jurisdictionary shows you how.

Suppose you serve your opponent with a Request for Production seeking
documents relevant to your case, and they respond with objections and
excuses or no response at all. What can you do?

1st Step: File a Motion to Compel and set it for hearing. Support your
motion with a memorandum, showing why the judge should compel
production. At the hearing, if you follow Jurisdictionary procedure,
the court will enter an Order Compelling Production, giving the other
side a set period of time to respond.

2nd Step: If they don’t respond within the time set out in the order,
file a Motion to Show Cause. This motion explains to the court that
your opponent failed and refused to obey its order. Disobeying an order
is grounds for contempt. Set your motion for hearing. Judges don’t like
people disobeying their orders, so the judge will enter an Order giving
the other side a much shorter time to obey.

3rd Step: If they don’t obey the second order, file a Motion for
Contempt and set it for hearing. At the hearing, if your opponent has
not yet produced what he was ordered to produce, the judge will
probably have him jailed on the spot and kept in jail until the
documents are produced.

If he isn’t jailed immediately, the judge may give him a few hours to
comply before issuing an arrest warrant. I had a morning hearing where
the judge ordered my opponent to bring me the papers before 4:00 that
afternoon or be jailed. We needed them to prove our case. He brought
them. We won.

The goal of every lawsuit is a judgment or other court orders that
favor your cause. The power of a judge’s pen to order civilian law
enforcement officers to take your opponent into custody if he disobeys
the court’s orders is your power to win!

You can make our American legal system work for you … once you know
how to play your cards the Jurisdictionary way.

Jurisdictionary’s 2-day step-by-step self-help course shows you in
greater detail how to use your contempt power to force the other side
to do what you need them to do – so you can win your lawsuit.

Use your contempt power … and win the Jurisdictionary way!

Get our 2-day step-by-step self-help course and learn how to win your
lawsuit … with or without a lawyer!

Jurisdictionary makes it easy with our affordable 2-day course.
Visit www.Jurisdictionary.com to learn more!

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September 16, 2008

Answering summonsQUESTION: Hello Creditwrench, I have a few questions.I
live in New Jersey and I received a court summons. It was filed by the
attorney of a debt collection agency. The summons says that in order to
avoid a default judgment, I have to answer the complaint by sending an
answer to the court and to the plaintiff’s attorney “within 35 days
(including weekends) from the date you were ’served’ (sent the
complaint)”.Including the day that the summons was served, I have three
days left to send an answer. My plan is to answer the summons tomorrow
(Monday, the 34 day) by certified mail to both the court and the
plaintiff’s attorney. Both parties should receive the answer on Tuesday
(the 35 day). So my question is: Are default judgments carried out
within the 35 day answer period; will a judgment be entered against me
on Tuesday? Or, does the answer period have to expire before a judgment
can be entered against me?The last questions has to do with the fact
that the complaint filed by the plaintiff’s attorney clearly demands
judgment for the amount I owe “plus accruing interest to the date of
judgment plus costs.”I do owe the money, but is there a way for me to
demand that the court dismiss the plaintiff’s claim for interest and
costs?Also, the only assets that I have are a 9 year old computer and
some books, is it possible that these items will be seized in order to
satisfy the debt? What is the process that the plaintiff must follow in
order to seize my assets? Will this be immediate at the time of
judgment?Also, I am unemployed. How do I request a motion to be heard
in court, so that the judge might be better able to understand my
situation?Is it too late to demand from the plaintiff’s attorney a copy
of the contract that I had with the original creditor?I know this is a
blizzard of questions, but I’ve been researching online and this is the
only place where it seems I can get specific information regarding my
case.I have to answer the complaint by sending an answer to the court
and to the plaintiff’s attorney “within 35 days (including weekends)
from the date you were ’served’ (sent the complaint)”.Including the day
that the summons was served, I have three days left to send an answer.
My plan is to answer the summons tomorrow (Monday, the 34 day) by
certified mail to both the court and the plaintiff’s attorney. Both
parties should receive the answer on Tuesday (the 35 day).So what is
your answer going to be?_____________________________________________So
my question is: Are default judgments carried out within the 35 day
answer period; will a judgment be entered against me on Tuesday? Or,
does the answer period have to expire before a judgment can be
entered?_________________________________________Also, the only assets
that I have are a 9 year old computer and some books, is it possible
that these items will be seized in order to satisfy the debt?Not likely
to say the least.____________________________________________What is
the process that the plaintiff must follow in order to seize my
assets?In most states there has to be a garnishment hearing first. A
judgment only states that you owe the debt but does not state that you
must pay it.____________________________________________Will this be
immediate at the time of judgment?NO.Judges do not care about your
situation. The only question before the court is whether or not you owe
the debt and that is the question that must be answered one way or
another.________________________________________________Is it too late
to demand from the plaintiff’s attorney a copy of the contract that I
had with the original creditor?No. That is done through use of demand
for production of
documents._________________________________________________I know this
is a blizzard of questions, but I’ve been researching online and this
is the only place where it seems I can get specific information
regarding my case.I believe that I have answered your questions but
they don’t go to the heart of the matter which is how do you answer the
complaint. Doing that is what is important while most of the questions
you have asked are only of peripheral interest. Knowing the answers to
the questions you have asked do not inform you about the proper ways to
respond to the complaint, how to use your discovery tools and many
other questions you must know in order to present a successful
defense.Of course, you may just be resigned to the fact that you will
lose in court no matter what you do as are most folks who get a summons
and complaint. But it does not have to be that way. There are other
possible outcomes.

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September 12, 2008

collection of summary judgment Question: I have a court case in which a
credit card company is seeking a summary judgment. If the summary
judgement is awarded, what can be done to collect this debt. I have
tried to work with the credit card companies attorney, by offering to
pay what I can but they want a settlement I can not coming up with.
Also if the judgment is awarded will the judge set the amount to be
paid and what if they amount is more than I can make each month. Will
they be able to take money out of my husbands checking
account.ThanksPhyllisAnswer: CreditwrenchIf a summary judgment is
awarded? There isn’t any “if” to it unless you start learning how to
deal with the situation in a realistic way. And no, when the judgment
is awarded to the plaintiff the judge will not set the amount they can
take. State and federal law does that and it is set at a maximum of 25%
of your take home pay so long as that leaves you a minimum amount of
just over $150 a week. There is a formula they must follow in
garnishment of wages.They can take money out of your husband’s checking
account if you live in a community property state. There are other
special situations in which they can grab money out of a spouse’s
checking accounts but those are not common.Now then, why are you
worried about getting a judgment against you? Of course, one reason
might be that most people who are sued for debts lose and get judgments
against them. Most of them lose because they don’t even try to defend
themselves. Others lose because they answer the complaint with some
dumb letter they think ought to get them off the hook but never does.
Others lose because they come up with some cute sounding idea they
found on the internet that has no validity whatever.But when it is all
said and done it all boils down to simple ignorance about the law. They
think they don’t have time to learn the law and learn how to control
the situation in a realistic way. They don’t know and don’t learn that
they can control how the judge rules or how to keep the judge from
ruling at all.Yes, defendants can actually keep the judge from making a
ruling at all. They can tie the judge’s hands completely just by
knowing the law, the rules of civil procedure and the rules of
evidence. They do not have to take abuse in the courtroom. They can do
something about it. They just have to know that they can and how to do
it and it don’t take long to learn.So what will you do? Just let the
court do as it pleases to you or are you willing to learn and stand up
and fight against the abuse handed out all over America
today?Creditwrench students know how to make the judge get off the case
if he abuses them in court or makes totally wrong rulings. It isn’t
hard to do at all.It’s all up to you. Don’t take it laying down.


Posted By Creditwrench to creditwrench at 9/12/2008 02:06:00 PM

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Creditwrench blog

September 11, 2008