Questioner: RichardSubject: Court SummonsQUESTION:I have received a
real summons from the superior court of San Diego from Atlantic credit
and finance inc and they filed through an attorney in San Francisco.
the papers look legit with a file date and i confirmed the case with my
superior court with the case number and it has been filed.it says i
should respond in 30 days (filed on 11/6/08) by written response and
have a copy served on the plaintiff and it must be in proper legal form
if you want the court to hear my case. what should i do? i tried
looking for the proper form to use on the San Diego superior court
website but i couldn’t find the proper forms and i don’t know how to
get a copy served to the plaintiff. is it too late to send a letter to
the collection’s agency to validate the debt? and how do I respond to
the court?ANSWER: Yes, it is too late to send a validation letter to
the collection agency but the lawyer is a 3rd party debt collector and
you should send the lawyer a validation demand. You need to also
respond to the summons and send a copy of your response to the attorney
accompanied by a certificate of mailing and your demand for admissions
and do it all at the same time. Send it certified mail return receipt
requested.You can learn much more about how to do that by listening to
my talk radio show which aired this evening and every Monday evening at
9:00 P.M. central time. The shows are always archived at as are many of
my training videos.